If you’re enrolled in a Marketplace plan, income or household changes may affect the coverage or savings you are eligible for. It’s important to update your application if you experience any of the following changes:
- Changes to your expected income for the year
- Changes in health coverage:
- Someone in your household getting an offer of job-based insurance, even if they don’t enroll in it
- Someone in your household getting coverage from a public program like Medicaid, the Children’s Health Insurance Program (CHIP), or Medicare
- Someone in your household losing coverage, like job-based coverage or Medicaid
- Changes to your household or individual members:
- Birth or adoption
- Placing a child for adoption or foster care
- Becoming pregnant
- Marriage or divorce
- A child on your plan turning 26
- Gaining or losing a dependent some other way
- Moving to a permanent address in your state.
- Note: Don’t update your application if you move out of state. See what to do when you move out of state.
- Corrections to name, date of birth, or Social Security number
- Changes in status:
- Change in disability status
- Change of tax filing status
- Change of citizenship or immigration status
- Change in status as an American Indian/Alaska Native or tribal member
- Incarceration or release from incarceration
Why report changes to the Marketplace?
- Changes like higher or lower income, adding or losing household members, or getting offers of other health coverage may affect the coverage or savings you’re eligible for.
- For example, if your income estimate goes down or you gain a household member, you may qualify for more savings than you’re getting now.
- On the other hand, if your income estimate goes up or you lose a household member, you could owe money when you file your federal tax return.
How to update your Marketplace application: